Common Sense Retirement Book.jpg


Unless you’ve been living in a cave for the last decade without access to books, magazines, radio, television, or a computer – it should be obvious by now that YOU are responsible for your own retirement security.

Getting there won’t happen on its own. It takes planning and making regular payments to build an adequate retirement asset base. It also takes stock market yields, because you can’t get ahead on fixed-rate returns.

Unfortunately, the American public has been lead to believe that it’s necessary to accept risk and volatility in order to build an ample nest egg. Financial pundits and Wall Street advertising agencies have been telling us this for years.

In reading “Common Sense Retirement” by Richard G. Hinderer, you will understand the things that aren’t being told to most people — that there’s a safe, peace-of-mind alternative to the fear and anxiety most people feel when their retirement future is subject to stock market volatility and risk.

Ultimately, Richard teaches how an Insurance Company can eliminate risk of principal loss, reduce growing percentage-based fees, eliminate income taxes and penalties, and deliver 300% or more spendable income.

Read and Grow.jpg

The New Rules of Retirement Saving – Martin Ruby

For any saver who’s ever wondered “Am I doing this right?,” this book will give you the guidance and confidence to answer, “Yes.”
Too many savers are operating under an old set of rules — rules that were created and tested decades ago for market conditions that no longer exist today. While most of us would never call someone on a rotary phone or drive a car without airbags, we still save with outdated strategies. “The New Rules of Retirement Saving” is your guidebook to the risks you face as a saver today… and the new rules you can use to overcome them.
Martin Ruby, FSA, has made his career helping people like you save smarter. As founder and CEO of Stonewood Financial Solutions, he helps savers achieve both greater financial wealth and greater financial security.
What makes his approach so successful? Martin is an actuary, a mathematics specialist focused on identifying, evaluating and eliminating risk. In founding Stonewood Financial Solutions, Martin realized his vision of delivering actuarial expertise to clients rather than financial institutions. He uses his insider knowledge of how insurance and financial products work to structure strategies that maximize benefits for savers.
Now, Martin has used his insights and expertise to develop “The New Rules of Retirement Saving.” Reading this book will give you the knowledge of today’s biggest savings risks and teach you to overcome them as you save for your future.

Greatest Sales.jpg

Greatest Salesman in the World – Og Mandino

What you are today is not important . . . for in this runaway bestseller you will learn how to change your life by applying the secrets you are about to discover in the ancient scrolls. 

“I will persist until I succeed.

I was not delivered into this world into defeat, nor does failure course in my veins. I am not a sheep waiting to be prodded by my shepherd. I am a lion and I refuse to talk, to walk, to sleep with the sheep.

The slaughterhouse of failure is not my destiny.

I will persist until I succeed.”

—From the ancient scroll marked III in The Greatest Salesman in the World


Tax Free Retirement – Patrick Kelly

Tax-Free Retirement will: show you how to avoid 9 common financial landmines; teach you how to generate tax free retirement income; explain how to multiply your IRA two or three-fold for future generations; help you leave a lasting legacy beyond your wildest imagination.

Tax free miracle.jpg

Retirement miracle – Patrick Kelly

The Retirement Miracle is a must-read for anyone planning their retirement, his user-friendly guide describes the ability in which consumers can freely access their retirement dollars without being taxed and can grow their money without the threat of a market risk or growth. Kelly's powerful insight lays the foundations in which consumers can leave behind to their beneficiaries an income-tax-free inheritance.